18387 Reviews

Trust pilot 18387 reviews
Get a quote
Tempcover - Product Guides

Monthly Car Insurance

Product guides

Monthly Car Insurance

Get up to 28 days with monthly car insurance

Get a quote

Get covered for up to 28 days with monthly car insurance

When you need to borrow a car for a long period, monthly car insurance gives you the cover you need for up to 28 days.

Borrowing a car from a friend or family member for an extended period, make sure you have the right insurance for your situation. Insuring a car for a month with Tempcover gives you a tailored insurance policy to suit your needs without any long term commitments.

Monthly insurance is also perfect when you’re planning your summer staycation holiday or travelling to friends and family in the holidays. When you insure your car for up to a month, you get the ease and flexibility of sharing the drive in any car on those long drives.

Can I insure a car monthly?

Yes – and with Tempcover, it’s never been easier. In just a few clicks and with some of your details, we can provide one month car insurance quotes from our panel of insurers. You can then be insured from a moment of your choosing, and we’ll email all the necessary documents right over to you.

When would I need one month car insurance?

Monthly car insurance policy is perfect for so many everyday tasks. It offers the same comprehensive coverage as an annual policy, but its flexible duration means you only pay for when you need it.

Paying for a 12-month policy can be an unnecessary expense if you only need cover for 28 days.

Some of the most common everyday situations for drivers choosing a 1 month car insurance policy include:

  • Borrowing a car from a friend or relative for a month
  • Wanting to add a temporary additional driver
  • While arranging insurance after buying a new car
  • Sharing driving duties on a long trip
  • Staycation holidays or driving holidays to the EU
  • Teaching your kids to drive with temporary learner driver insurance
  • Letting your children drive while home from university

In all these situations, you may find that a month is longer than you need cover for. Don’t worry, with Tempcover, you can get the exact policy you want. If you only need insurance for a few hours or days, you can get it with temporary car insurance.

Why choose one month car insurance?

One month car insurance is the truly flexible option when it comes to cover. By only paying for the duration you need it for, you get better value for money overall.

  • It’s cheaper. Even car insurance for as long as a month can work out far cheaper than getting an annual policy.
  • It’s comprehensive. Only need cover for a month? Don’t worry, you still get the same comprehensive cover as you’d expect from your annual insurance policy.
  • It’s flexible. For car insurance, you control, choose to insure your car for a month at a time. You choose when your policy begins and ends with no long-term contracts.
  • It’s quick. To get a quote, all you need is 90 seconds and the answers to some simple questions about yourself and the vehicle.
  • It’s easy. Get cover anytime, anywhere online on your phone or with the Tempcover app.

For monthly insurance as and when you need it, temporary car insurance is the ideal insurance option.

What does monthly car insurance cover?

Just because you’re getting cover for just 1 month, it doesn’t mean your level of cover has to suffer. Here is what you can expect to be covered when you choose monthly car insurance from Tempcover.

What’s covered with one month car insurance

What’s not covered with one month car insurance

Fully comprehensive insurance as standard on all monthly car insurance policiesThe excess you agreed to pay
Accidental and malicious damage to your carRelease from an impound (unless you buy a specific temporary impounded vehicle policy)
Accidental and malicious damage to your carAdditional drivers – we can only cover the driver named on the policy
Legal liabilities for injury or damage to another person or their property
Driving in the UK, and in some instances driving in the EU

Tempcover works with a panel of insurers to ensure we can provide temporary car insurance for as many drivers as possible. Because of this, full details of cover may differ depending on the insurer. Please double-check the policy wording before purchasing to confirm what is specifically covered in your policy.

Who is eligible for monthly car insurance?

Tempcover work with several short term insurance providers to offer one month car insurance. This means we can offer cover to a wide of drivers. Despite our wide acceptance criteria, you will still have to meet some basic requirements to be able to get a quote.

To get monthly car insurance cover, you must

To get monthly car insurance cover, your car must

Be aged 17-78 years oldBe valued between £1,500 and £65,000
Hold a UK or EU driving licencebe in a roadworthy condition with a current and valid MOT (unless you are using the insurance policy to take the vehicle to a pre-booked MOT)
Have been a permanent UK resident for the last 12 months or a British expatriateThe vehicle must be taxed (unless you are using the insurance policy to obtain tax for the vehicle immediately after purchase)
Have no more than 7 licence points in the last 3 yearsNot be modified in any way except for those designed to aid disabled drivers
Have not been disqualified from driving for the last 2 yearsBe a right-hand drive car
Have no more than 2 fault claims in the last 3 yearsHave no more than 8 seats
Have no criminal convictionsNot be declared SORN
Not have had a previous policy of insurance declared void by an insurer

Please be aware that each insurer on our panel has its own eligibility criteria and so you should pay close attention to their Proposer’s Declaration.

The cover you need for the duration you want

Full cover,
no impact

Get fully comprehensive cover on our standard short term policies - plus it won't affect your no claims discount

Hourly, daily, weekly

Choose the duration you want with 1-12 hour and 1-28 day cover available - don't pay for cover you don't need

All customised, nothing added

Customise your policy to suit your specific situation - get the policy you want and even choose the minute you want your policy to begin

Get a quote

Cookie notice

We use essential cookies to make our website work. We’d also like to use non-essential cookies to help us improve our website by collecting and analysing information on how you use our website and for advertising purposes. You can agree to accept all cookies by clicking 'Accept all cookies' or you can change your preferences by clicking 'Manage Cookies' below. For more information about the cookies we use, see our cookies policy