Weekly Car Insurance

A one-week car insurance policy gives you the freedom to drive other cars for the time you need without worry. Some of the benefits are:

• No ongoing contract after a week. When the arrangement ends, you don’t have to do anything and you’re not tied into anything.
• You get comprehensive cover all week. That’s standard for the whole week, so you receive the highest level of protection available.
• You protect any No Claims Discount. One-week car insurance is a separate, standalone policy that has no impact on any existing insurance on the vehicle.
• It’s very quick to arrange. It takes under 2 minutes to get a quote online once you have your details to hand, and you could have your policy in place there and then.

There are all sorts of situations where one-week car insurance is the best choice. Many drivers choose weekly cover when they’re borrowing someone else’s car for pleasure, helping their neighbours or community, or because an emergency means they must quickly switch to another vehicle.

Insuring your car for a week is also ideal for a range of other people. We provide 7-day car insurance policies for:

• Students home from university
• Learner drivers
• New drivers
• Young drivers
• Test-driving a new car
• Buyers of new cars

As with any car insurance policy, how much you pay for your week’s car insurance will depend on several factors, including:

• Your age
• Your location
• Your driving history
• Your driving licence type
• How long you’ve been driving
• The make and model of your car
• How old your car is
• The value of your car

It’s important to remember that if you don’t opt for comprehensive cover, you might not be thoroughly covered after an accident. While a cheap weekly car insurance policy may sound more appealing, it’s important to consider whether you want to take that risk.

By choosing Tempcover, you can relax in the knowledge that all our policies are comprehensive, so you’ll benefit from extensive protection. If you opt for temporary cover, you can save money by aligning your insurance with your requirements – whether that’s with our daily or weekly car insurance.

In most circumstances, you’ll need to be insured to drive a friend’s car unless you have another policy that covers you in other vehicles. However, that will likely only provide third-party cover. A week’s car insurance can be a great option if you need to borrow a vehicle from someone else and want comprehensive cover.

Remember, you must have a valid policy to drive a car in the UK.

No. For now at least, we can only cover one driver per vehicle where each driver has a separate policy. However, this is something we might offer in future.

If you need to get car insurance for two, three or even four weeks, you can simply buy one-week policies as and when you need them. You just need to pay weekly and top up your car insurance.

Even when you don’t know exactly how long you need cover for, it’s quick and easy to buy another policy if your plans change.

If you know you need cover for two weeks, three weeks or more in advance, you can take out different policies at the same time and set the start dates so they run one after the other. Alternatively, you could buy monthly car insurance for the whole period.

The Motor Insurance Database (MID) is the national database for insured vehicles. Insurers and authorities use it to check that car insurance is in place.

When you buy our one-week car insurance policy, we’ll upload your details to the MID. We do this daily, but it can take up to seven days for the details to appear when you search for them online.

With a weekly policy, your details will likely appear on the database a few days after it has started. Your policy may even have expired by the time they appear.

But don’t worry – if you’ve bought a policy and received your certificate of insurance, you’re covered.

To be safe, we recommend you keep a copy of your certificate of insurance with you. You can print it out or keep the digital copy on your phone.

Not sure whether weekly car insurance is the right option for you? First, remember you can effectively get a two-week or three-week car insurance policy by buying another one-week policy until you get the time you need.

Fortunately, if that’s still not right, short-term car insurance is flexible by its very nature. You’ll find our panel of insurers offer all sorts of policies – everything from one-hour car insurance to daily, weekend and one-month cover at any one time. The duration can be as long or short as you need it to be!

You will still be able to tax your car, regardless of whether you have annual cover or a short-term car insurance policy for a week. It’s worth noting that there may be a delay before it appears in the Motor Insurance Database, but assuming you have your documentation to confirm that you have insured and taxed your car, you’ll be covered.

If you have an existing policy, this is separate from any weekly car insurance policies you take out. In other words, if you have annual cover, a one-week car insurance policy will not impact your No Claims Discount if you find yourself having to make a claim on your temporary insurance. Driving in a friend’s car? An accident won’t affect their No Claims Discount either.

Yes, you can. It’s important to be insured while you’re learning to drive, even if you’re doing it more intermittently. This is where you can benefit from the flexibility of weekly learner driver insurance with Tempcover.