- ...
- Day Insurance
To get started simply enter your reg...
Day Insurance
It takes under 2 minutes to get a quote to insure a car for one day
- Get flexible cover that's right for you with one-day-at-a-time insurance
- No need for long-term contracts – just a separate policy for the time you need
- No impact on your No Claims Discount – plus fully comprehensive cover as standard
What is day insurance?
Need car insurance for a day? With daily car insurance from Tempcover, you get a simple, straightforward way to insure a vehicle for just 24 hours.
Sometimes, all you need is just one day of cover. So, daily car insurance provides a quicker, easier and cheaper alternative to a standard policy. And it’ll give you the same level of cover you’d expect from longer insurance – great for your peace of mind.
You won’t have to sign up to long-term contracts or commitments. Nor do you have to fill out complicated forms. Instead, you get quick and easy cover on the day you need it.
How does day insurance cover work?
There’s no mystery when it comes to getting car insurance for a day. As the name suggests, it’s a comprehensive motor insurance policy to keep you covered for no longer than 24 hours at a time. But how can Tempcover help you find temporary car insurance cover that works for you?
First, you’ll need to tell us a few simple details about your car and the type of journey you’re planning. Next, choose when you want the cover to start – and for how long. We then search our panel of insurers for cover that’s right for you.
It could be that you’re going to borrow a car for a few hours to move home or you’re borrowing a friend or family member’s vehicle while yours is in the garage. Maybe you’re looking for a new car and need test drive insurance? Either way, when you need to insure for a day, we’ll find you the most suitable solution.
Don’t think you need cover for as long as one day? Hourly car insurance may be the answer. Or do you think 24 hours isn’t enough? We can offer insurance for the week, weekend, and more.
When would I need day insurance for my car?
Sometimes, you just need cover for a day. Maybe you’re…
- Moving house and need to borrow a car so you can easily move between the new place and the old one
- Taking a road trip and want to share the driving with a friend
- Visiting family for the day and want to borrow a friend’s car for the journey
- Waiting for repairs on your car to be completed, so you need to drive a family member’s motor for a day
- You’re home from university and want to get around easily
Whatever the reason, you’ll find that if you’re eligible, you can get daily car insurance in no time with us.
How much does day insurance cost?
A single-day car insurance policy can often be an affordable option. The price you’re quoted will be based on the information you provide insurers. This information includes your location and where the car is kept overnight, the car’s mileage, and the car type.
You’ll also need to tell us your driving history. Any previous convictions or claims will impact the cost of your temporary car insurance policy. The final cost of one-day car insurance can depend on the “risk” you pose. Insurers calculate how likely you are to have an accident – and your premium is priced accordingly.
What does day insurance cover?
Get the cover you need with tailored 24-hour car insurance from Tempcover. All cover is fully comprehensive as standard, so your policy protects you against damage to yourself, your car, or any third parties involved in an accident. You’re also covered for the following:
What's covered?
- Fully comprehensive insurance on policies from 1 hour to 28 days
- Accidental and malicious damage to your car
- Cover for injury or damage to another person or their property
- Driving in the UK
- In some instances driving in the EU with the third-party or equivalent level
What's not covered?
- The excess you agreed to pay
- Release from an impound (unless you buy a specific temporary impounded vehicle policy)
- Additional drivers – we can only cover the driver named on the policy
- A sole claim or separate cover for broken/damaged glass including the windscreen
What's optional?
- Legal Expenses Cover providing up to £100,000 cover for legal costs including uninsured loss recovery for accidents that are not your fault
- Excess Reduction Cover, reducing your policy excess to as close as £100 as possible
Tempcover works with a panel of insurers to provide your daily car insurance cover. This means we can offer a range of 24-hour policies, find you the best possible prices and protect as many drivers as possible. As such, full details of cover may differ depending on your insurer.
Before buying, please double-check the policy wording to confirm your exact level of cover.
Benefits of our temporary car insurance
It's tailored
One-day insurance can be a much better fit for your situation – providing complete cover for however long you need it.
It's good value
Why pay more for long-term cover that you'll never use? With 24-hour car insurance, you only pay for that – nothing more until it's needed again.
It's quick
Get a quote online in under 2 minutes – and have insurance for one day before you know it. It's faster when you use the Tempcover app too!
It's peace of mind
We'll help you sort out comprehensive cover for your next journey. And it'll have no impact on your No Claims Bonus either.
Am I eligible to insure my car for a day?
You must:
- Be aged 17-78 years old
- Hold a UK or EU driving licence
- Have been a permanent UK resident for the last 12 months or a British expatriate
- Have no more than seven licence points in the last three years
- Not been disqualified from driving for the last two years
- Have no more than two fault claims in the last three years
- Have no criminal convictions
- Not had a previous policy of insurance declared void by an insurer
Your car must:
- Be valued between £1,500 and £65,000
- Be roadworthy with a current and valid MOT (unless you’re using our policy to take the vehicle to a pre-booked MOT)
- Taxed (unless you’re using our policy to get a vehicle taxed immediately after purchase)
- Not be modified in any way – except for cars designed to aid disabled drivers
- Be a right-hand drive car
- Have no more than eight seats
- Not be declared SORN
How to get our car insurance for one day
Check your eligibility
Look at the criteria listed above to make sure you're eligible.
Get a personal quote
Enter a few simple details, such as your car reg number and how long you'd like to insure it for.
Check your quote
Make sure you're happy with your quote. Check your details and read the declaration.
Get covered
All you need to do is buy your policy and we'll email all your documents to you. It really is that straightforward.
What details do I need to get a one-day car insurance policy?
The details you will need:
- The car's reg number
- Your details (name, address, D.O.B etc)
- Your licence type and how long you've held it
- The value of the vehicle
- Your email/phone number (to send policy documents)
- When you'd like the policy to start and end
Temporary car insurance calculator
With comprehensive cover as standard on temporary car insurance (excluding impounded), you’re covered for any damage to yourself, your car and/or any third parties involved in an accident.
Get your price estimate
It couldn't be simpler get a short term insurance policy.
You can buy a policy online anytime you need it, and with our straightforward quote process, you can get a price in under 2 minutes!
The price for your selected duration is from:
just £26.31
Prices based on the average price 19,765 policies for the displayed durations (January 2023)
Get your quoteOne-day car insurance FAQs
Yes – with our one-day car insurance. It’s the quick, easy, and affordable way to get cover if you only need it for a 24-hour period.
So, you no longer need to sign up to an expensive long-term policy. Instead, choose the cost-effective cover that lasts as long as you need it, whenever you want it.
If a day is too long, you can get cover from just one hour with hourly temporary car insurance.
Yes – temporary insurance is flexible to your situation. From an hour up to a month, Tempcover can help you find a policy that’s right for you:
You can get cover for two days – or more. Our flexible daily car insurance means you can either get a two-day policy or buy new cover each day at a time – whether for a weekend away or just in case things don’t go to plan.
It also applies if three-, four-, or five-day cover might work best for you. At Tempcover, you can get car insurance cover for up to a total of 28 days at any one time.
Remember, you should always make sure the cover you buy fits the bill. If you want to save money, a cheap day car insurance policy might sound perfect. But any savings could be wiped out if you have an accident and you discover you aren’t covered.
Luckily, that’s not the case with Tempcover policies. You’ll always have comprehensive cover as standard. And we offer flexible solutions to suit however long you need insurance for. Not only are they designed to fit around you, but they’re also much cheaper than standard cover.
Temporary car insurance is the term used for a range of different short-term insurance options. One-day car insurance is just one of the types of temporary cover that is available.
You might, for instance, initially decide to search for hourly cover, but then you realise that you need to keep the car for longer, so you search for daily car insurance instead. Both hourly and daily cover are types of temporary cover.
If you want to extend your cover with us beyond a day or want to search for one-day cover for a van or other vehicle, you can look at the different types of temporary insurance policies available with Tempcover.
Usually, you do. You’ll need to get insured on your friend’s car unless you have another policy – for example, on your own car – that clearly states you’re covered for other vehicles.
If you don’t have this, one-day insurance can be an ideal solution. It means you can get complete cover, but only for the time you’ll be driving a friend or family member’s car.
Don’t forget: you must have a valid policy to drive a car in the UK.
Unfortunately, we are only able to provide cover for one driver per vehicle. If you require cover for two drivers, you will need two separate policies.
Once you buy your policy, we’ll update the Motor Insurance Database (MID). This will show the authorities that you’re legally covered to drive the car in question.
We update the MID daily, but your policy may expire before your details can be seen due to the short-term nature of temporary insurance. While it may take time to appear on the MID, you can rest assured that your insurance is in force.
We recommend you print your certificate of insurance or keep the digital copy on your phone while driving. This will act as valid proof of your 24-hour car insurance in case there are any issues. If the police do pull you over, they’ll call our phone number to confirm that you’re insured.
It won’t matter what type of cover you have on your car. You can still get it taxed – and it can even be a useful option if you’re in the process of getting it done. Just remember there may be a delay in your day insurance showing on the MID. So, it’s worth having all your documentation on hand to confirm that your car is both taxed and insured. Don’t forget – you must have a valid policy to drive a car in the UK.
Any car you want to insure will require a valid MOT. That said, you can get a quote for one-day car insurance if you’re going to a pre-booked MOT appointment.
Yes. We offer day insurance on a range of vehicles – and for different types of drivers. Get the cover that’s right for you:
If you have an accident, we have a dedicated claims team to help you. They’ll guide you through the process step by step.
If you’re not at fault, they’ll collect details of the claim and arrange any replacement vehicle and repairs. They can also help reclaim any uninsured losses.
