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- Temporary Minibus Insurance
Temporary Minibus Insurance
Find out more about temporary minibus insurance
- From 1-28 days. You only pay for the cover you want and only when you need it.
- Drive away cover while waiting for your annual policy.
- Protects your no claims discount. Fully comp insurance for peace of mind.
What is temporary minibus insurance?
Temporary minibus insurance is a short term insurance option when you need to borrow a minibus for a few days or weeks. If you don’t want to adjust the existing cover on the minibus or take out a long term policy, temporary minibus insurance is a great way to save time and money.
Getting a quote for your minibus takes under 2 minutes and is designed to work around your situation. Choose the cover you need with short term minibus insurance and cut the cost of cover today.
How does short term minibus insurance work?
Short term minibus insurance works in the same way as our temporary van insurance cover. Simply tell us how long you want to insure the minibus for and when you want cover to begin. You’ll then need to provide some basic details about the driver of the minibus and the vehicle itself.
If based on those details, our panel of insurers can provide cover, you’ll see a price for your policy. From them, simply confirm you’re happy with the price enter your payment details, and cover will begin when you need it to. Your policy documents are emailed to you instantly, so there’s no waiting around.
Once the policy ends, that’s it. There are no long term commitments and if you need short term minibus insurance again, it’s the same quick and easy process every time.
Getting the cover you need is simple.
What does temporary minibus insurance cover?
Minibus insurance is covered by our commercial vehicle product and therefore comes with fully comprehensive cover as standard. Within that, you can expect cover for:
To get temporary minibus insurance, you must:
- Be aged 17-77 years old
- Hold a UK or EU driving licence
- Have been a permanent UK resident for the last 12 months
- Have no more than 7 licence points in the last 3 years
- Have not been disqualified from driving for the last 2 years
- Have had no more than 2 fault claims in the last 3 years
- Have no criminal convictions
- Not have had a previous policy of insurance declared void by an insurer
To get temporary minibus insurance, your van must
- Be valued between £1,500 and £65,000
- Be in a roadworthy condition with a current and valid MOT (unless you are using the insurance policy to take the vehicle to a pre-booked MOT)
- The vehicle must be taxed (unless you are using the insurance policy to obtain tax for the vehicle immediately after purchase)
- No modifications, other than the addition of manufacturer’s optional extras; signage, roof racks, ply lining or interior storage etc. and those designed to aid disabled drivers
- Be a right-hand-drive van
- Have no more than 5 seats
- Not weigh more than 7.5 tonnes
Unfortunately, there are instances where even if you meet the above criteria, you will be unable to find temporary minibus insurance with Tempcover. We are always looking to expand our acceptance criteria, so be sure to check back again soon to see if we can provide cover.
What does temporary minibus insurance cost?
Minibus insurance cost depends on the driver of the minibus and the vehicle itself. Like all insurance products, the cost is calculated on the details of the insured, also known as risk factors. These factors are calculated to determine how likely you are to make a claim based on drivers with similar details.
The details that are used to calculate your minibus insurance cost include:
- Your age
- Your driving experience
- Your location
- Your vehicle make and model
- Your vehicle value
- Your occupation
- Your driving licence type
- What you’re using the vehicle for
You can’t change most of these factors, but reducing the risk for a few of these can lead to cheaper temporary minibus insurance.
Marc Pell
Managing Director
What our expert says
Whether you’re borrowing a car, moving house, visiting friends and family, or learning to drive, temporary vehicle insurance can help you find the cover you need for your situation. It's quick, easy, and gives you peace of mind on the road.
Marc Pell
Managing Director
Frequently Asked Questions about Minibus Insurance
Minibuses can be expensive to insure because they’re larger vehicles that are often driven by those without experience of doing so. There are also more passengers in the vehicle which can increase the amount an insurer would have to pay if you were to make a claim on your minibus. These added factors mean insuring a minibus can be expensive, especially compared to a standard car or van.
Because of this, a short term insurance policy for your minibus could be the ideal insurance option. You only pay for the cover you need, so if you’re driving a minibus occasionally, or just need to borrow it for a day or two, temporary minibus insurance could be the best choice for you.
There are many everyday situations when temporary minibus insurance for a few days or weeks can be the best choice for you.
- Taking friends and family to an event
- Long-distance road trips
- School trips
- Borrowing a minibus while yours is in for repairs
- Travelling to the airport
- Camping trips
It depends on the number of passengers and what you’re using it for. According to the DVLA, you can drive a minibus with up to 16 passenger seats using a standard driving licence as long as you are not receiving payment, are over 21 and have held your driving licence for more than 2 years.
You will also need to meet certain medical standards and looking to drive a minibus with a with of no more than 3.5 tonnes. If you need to carry more passengers or drive a larger minibus, you will need a PSV licence from the DVSA.
As our temporary minibus insurance is covered by our temporary van insurance product you will be able to drive in Europe from the 3rd of August 2021. Until the 3rd of August 2021, anyone looking to drive in Europe will require a Green Card which is currently not available from Tempcover.
From the 3rd of August 2021, you will be able to drive in Europe with temporary insurance. Your minibus must be in the UK at the start and end of the policy and you will receive the minimum level of cover required by the country you’re driving in. Make sure you know which countries you’re travelling to before you get your insurance, then you can check if the policy will cover you.
Discover more about other temporary insurance products
Temporary car insurance
Temporary van insurance
Temporary motorbike insurance
Customer Satisfaction
We also currently hold an ‘Excellent’ rating on Trustpilot with over 40,000 reviews.
We’ve been recognised for our work with plenty of awards
We work directly with insurers to provide you with short-term insurance to suit your needs
You can pay for your short term insurance policy in several ways. Using our secure payment system, you can use the following payment methods:
After you’ve bought your policy, your documents will be emailed to you instantly so there’s no waiting around.
The cover you need for the duration you want
Full cover, no impact
Get fully comprehensive cover on our standard short term policies - plus it won't affect your no claims discount
Hourly, daily, weekly
Choose the duration you want with 1-12 hour and 1-28 day cover available - don't pay for cover you don't need
All customised, nothing added
Customise your policy to suit your specific situation - get the policy you want and even choose the minute you want your policy to begin
